Probate Loans

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    During times of loss and transition, the probate process can feel like a weight on the shoulders, with looming responsibilities and an uncertain deadline. If you’re currently experiencing this pressure following the passing of a loved one, we understand the mix of emotions and struggles you may be facing.

    We’re helping you manage the complex probate process with short-term financial solutions.

    Welcome to One, probate loan specialists

    At One, we are your one-stop-shop property finance specialists. We help a wide range of clients access bridging loans and other short-term finance solutions for commercialdevelopment and residential use. We also serve clients who are going through the complex process of probate by helping them get faster access to finance to settle any inheritance obligations.

    We understand that probate isn’t always straightforward and often brings mixed emotions. That’s why we’re committed to providing a comprehensive and compassionate probate loan service to help you navigate the process quickly and easily. With extensive knowledge and experience in the property industry, we can help bridge the gap between your financial needs and the probate process.

    Get in touch today to discover how our probate loan services can help you navigate the probate journey.

    What is a probate loan?

    During difficult times of transition, such as navigating the complicated probate process, reliable finance is crucial for paying any significant expenses. A probate loan (also known as an inheritance advance loan) can provide the financial support you need by providing quick funds secured against the value of an estate’s assets.

    Probate loans are a much quicker way to release equity in an inherited property than selling it or refinancing it to a long-term mortgage.

    How do probate loans work during the probate process?

    Probate is required by law for anyone to handle someone’s property, money and assets once they have passed away. The process is complex and often drawn out, but it typically involves overseeing the will and distributing assets as requested.

    During this time, a probate loan can provide the much-needed finance to cover any outstanding costs. The loan amount is then repaid from any proceeds from the estate once it has been sold.

    We’ll guide you through the process with ease, ensuring an efficient and stress-free experience.

    What can probate loans be used for?

    Probate loans offer a versatile solution during the settlement process of an estate. These funds can be used for various purposes, including covering any outstanding debts related to inheritance tax obligations, property maintenance, legal fees, funeral costs, and facilitating estate distribution.

    Our probate loan services

    At One, we help you get fast access to bridging loans for probate finance. By connecting you to the most experienced brokers, we provide you with the funds you need to cover any potential costs associated with probate.

    We work with a range of trusted bridging loan brokers and finance specialists who have extensive knowledge and experience in probate loans.

    When you reach out to the advanced team at One, we’ll get to know you and your unique situation so we can place you with the most suitable broker. If you have a specific concern or face a more challenging probate situation, we can help.

    Here are the key benefits of our probate bridging loan service:

    • Expert advice from experienced brokers
    • Faster access to finance
    • Affordable and flexible repayments
    • Most suitable loan terms
    • Competitive rates

    How much can I borrow with a probate loan?

    The amount you can borrow with a probate loan will depend on the lender’s criteria and the value of the estate, which is why we focus on connecting you to the most experienced individuals who can search for the most favourable loan terms.

    We’ll match you to the most suitable broker, who will thoroughly assess the maximum loan amount available to you.

    How long does it take to receive funds from a probate loan?

    The great thing about probate loans is that they are generally quick and flexible finance options and can assist during the lengthy probate process.

    Depending on your specific situation and the lender, the application process can take anywhere from a few weeks to over a month to complete. Once the lender approves the application, it shouldn’t take long before the funds reach your account.

    Why choose One?

    At One, we understand that managing probate isn’t easy. We utilise the whole market to help our clients access the most suitable finance options for their needs.

    If you’re currently waiting on the grant of probate to access your inheritance, we can help you. We’ll carefully guide you through the process, ensuring that you are satisfied at every stage. If you have any questions regarding the probate loan process or need further assistance, then we’ll always be around to help.

    Contact us today to learn more about our probate loan services, and let us help you achieve the outcome you need.

    Frequently asked questions about probate loans

    If you’re looking for more information about probate loans, then please take a look at the FAQs below.

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    About One Commercial

    One Commercial have over 100 years of property experience. At One Commercial we like to use a “one stop shop” approach, utilising the whole market to support our clients in a wide range of property related finance.Their job is to make sure that they have done the hard work by matching your situation to the right commercial lender and for the best deal.

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