Unsecured Commercial Loans

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    Are you a commercial business owner looking for unsecured finance to help push your business in the right direction? Whether you need additional funding for cash flow management, a one-off payment, or to fund your business growth, we can guide you to the best deals on the market.

    Welcome to One, get fast access to unsecured commercial loans

    At One, we match UK businesses with commercial experts who can offer fast and competitive finance solutions. With their extensive experience, they can support you throughout the entire process, guiding you to the best unsecured finance solutions on the market.

    The teams we work with are experts in the field of commercial loans and business loans. If you are looking for an unsecured loan to support your commercial business needs, please get in touch with us today for expert advice.

    What are unsecured loans?

    Unsecured commercial loans (also referred to as unsecured business loans) are quick and easy funding solutions for business owners. They are a way to borrow money for your business without using company assets as security for the loan.

    While these loans can be more flexible and provide quick access to finance, they also pose more of a risk for the lender, which can result in stricter terms and higher interest rates.

    How quickly can unsecured loans be issued?

    The time it takes to get an unsecured business loan can vary between lenders, ranging from a few hours to a few weeks. Factors such as the lender, your credit score and your application can all impact this timeline.

    With the help of the expert team at One, you’ll have access to our connection of specialist lenders who can provide you with the most suitable unsecured loans within a matter of days and, in some cases, even a matter of hours.

    What can unsecured loans be used for?

    Unsecured commercial loans can be used for many business funding needs, from managing everyday expenses to helping solve significant financial challenges.

    Debt consolidation

    If you already have multiple business loans and would like to make them easier to manage, then an unsecured commercial loan could be useful. Paying off your current debt and managing the lump sum under one account might make it easier to get on top of your business finances.

    Commercial property projects

    An unsecured commercial loan can provide financing for your commercial property project without the need to provide assets to secure the loan against. Whether it’s a property acquisition you’re after or funding for a renovation, at One, we can help you find the most competitive rates on your unsecured commercial loan.

    Business mergers and acquisitions

    If you are looking to merge with or absorb another business, you may face a bumpy road ahead while the businesses integrate. Unsecured business finance can provide the necessary funds to achieve a smoother process.

    Management buyouts and buy-ins

    Unsecured commercial loans can support you and your management team in purchasing a business by providing the required funding without needing assets such as property or other collateral. We can support you in a more efficient transition to business ownership by connecting you to our most experienced broker partners.

    What are the requirements for an unsecured loan?

    Since an unsecured commercial loan won’t require any business assets as security, such as commercial property, equipment and machinery, you might wonder how you qualify for an unsecured loan.

    The requirements can vary depending on your unique situation and the individual lenders, but generally, lenders will want to see:

    • Credit score
    • Income and cash flow
    • Financial stability
    • Business information
    • Reason for the loan

    You might also be expected to provide a personal guarantee for the loan to ensure better security for the lender. This essentially means either you or your company director is personally responsible for repaying the loan if the business is unable to do so. The requirements for a personal guarantee can be based on the lender’s specific criteria or your business’s financial health.

    Apply for an unsecured commercial loan with One today

    If you’re looking to access finance quickly for your commercial business, an unsecured commercial loan can provide the financial boost you need. At One, we are here to help arrange unsecured commercial loans that will help you meet your business goals.

    By working with the most experienced teams and industry professionals, we take a ‘one-stop-shop’ approach, utilising the whole market. Their job is to get to know you and your business and guide you to the best deals available. They will work with you every step of the way to ensure the best possible outcome.

    Get in touch today to find your unsecured commercial loan.

    Frequently asked questions about unsecured commercial loans

    If you would like to learn more about unsecured business loans, then please take a look at some of our FAQs below.

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    About One Commercial

    One Commercial have over 100 years of property experience. At One Commercial we like to use a “one stop shop” approach, utilising the whole market to support our clients in a wide range of property related finance.Their job is to make sure that they have done the hard work by matching your situation to the right commercial lender and for the best deal.

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