Bridging Loans in Southampton

If you are looking to invest in the residential or commercial property market in Southampton, then a bridging loan could be a helpful tool. At One, we provide our clients with bridging finance solutions in Southampton and the surrounding areas. We offer a personal service and a quick solution for your property-related finance. 

Contact our team today and find out how we can help you.

bridging loan company in southampton

Looking for a bridging loan for residential or commercial property in Southampton?

Southampton is a historic port city located along the stunning coastline of Hampshire, with easy and direct links to London. With a rich maritime history dating back a fair few centuries, this vibrant city is now a lively location for students, working professionals and property investors alike. The city has a diverse economy spanning maritime, tourism, manufacturing and retail sectors, creating various business and work opportunities.

commercial and residential bridging loans in southampton

In addition to its vibrant and diverse cultural scene, hosting a mixture of museums, theatres and art galleries, the city is also home to the University of Southampton, a top-ranking university. With over 37,000 students in the city, Southampton is an ideal place for anyone looking to invest in the student housing market.

Welcome to One, helping you secure bridging finance in Southampton

At One, we are property finance experts. With our extensive industry knowledge, property experience and network of brokers, we can support you throughout the finance process, guiding you to the best bridging loan deals in Southampton.

Our dedicated team understands the value of time, which is why we pride ourselves on our customer service, ensuring you don’t miss out on the best opportunities. We aim to use a ‘one-stop-shop’ approach for bridging loans and property finance. At One, we provide personalised advice connecting you to the most experienced brokers, our team will support you every step of the way.

With years of hands-on experience in the Southampton property market, we offer a personal service that fits your needs. Contact us today, and let’s secure the funds you need to facilitate your Southampton property investment.

southampton bridging loan company

What is a bridging loan?

Bridging loans are often used by an individual or business that needs access to short-term finance. The bridging loan or ‘bridge loan’ essentially bridges the gap between purchasing one property and completing the sale of another.

How much can I borrow?

The size of your bridging loan can vary depending on several factors and will differ between different bridging loan lenders, which is why talking to our experts can help you secure the best deal.

Various factors can alter the maximum loan size you can borrow, including the length of the bridging loan, individual lender criteria and your own personal circumstances. The loan-to-value (LTV) is also a key contributor to how much you can borrow. Most lenders will lend up to 75% of the property’s market value against which the loan is secured.

How long does it take to secure a bridging loan in Southampton?

Bridging loans can take anywhere between 72 hours and three weeks to complete, although this can vary. The exact timeline will depend on the borrower’s individual circumstances and lender criteria.

As with any other type of finance, a bridging loan will require you to meet strict lender guidelines and provide plenty of information to ensure you are a trustworthy borrower.

By understanding your situation, our team can support you with various types of bridging loans and secure the perfect finance solution on time. We’ll ensure you receive expert advice and have all the necessary documentation to satisfy all parties involved.

Our bridging loan services in Southampton

Whatever your situation, at One, we provide a range of residential and commercial bridging finance solutions tailored to you.

Auction loans in Southampton

If you are looking to secure a residential or commercial property in Southampton at auction, then our bridging finance solutions will help you meet the tight deadlines. While buying a property at auction can provide property developers with a thrill, it can also bring time pressure and stress.

In a competitive bidding environment, the support of our auction bridging loan services can make a huge difference.

Bad credit in Southampton

We understand the concerns of securing funding with a complicated credit history, which is why we are helping clients in the Southampton area secure bridging loans for bad credit.

Our access to specialist lenders and brokers who will understand your personal circumstances means that you can benefit from quick access to specialist bridging loans in Southampton.

Large bridging loans in Southampton

As a property developer or investor in Southampton, you can secure a large bridging loan between £1 million and £25 million with the support of our large bridging loan service.

This type of bridging loan can be used for many purposes, such as acquiring land or property, developing, commercial funding, or supporting businesses with financial needs.

Residential bridging finance in Southampton

If you are looking to purchase a residential property in Southampton, then a residential bridging loan can help you secure your dream home while you are still waiting to sell your current property.

Residential bridging loans are also great for anyone looking to make a residential investment, such as a buy-to-let purchase.

Commercial bridging finance in Southampton

Our commercial bridging loans offer clients fast and flexible finance for investing in commercial properties like hotels, shops or offices. They offer you the ability to invest in a high-value asset and grow a thriving business or property portfolio. With detailed market knowledge, our specialists can help you find the best deal for your commercial bridging loan.

Why choose One for specialist bridging in Southampton?

Make your next property purchase in Southampton a success. At One, our experienced team brings decades of industry knowledge, ensuring you have access to the most competitive bridging loans available.

Whether you are an experienced property investor or just starting out, we will find the most suitable loan for your individual needs and support you throughout the entire process.

Contact One today to find out how we can help you find the best bridging loan deal in Southampton.

Bridging Knowledge & Guides

At One Commercial Loans we like to share our knowledge and expertise on a variety of finance and bridging topics. Please take a moment to read our blog and don’t forget to contact us if you need more help and advice!

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