Bridging Loans in London

At One, we support local property investors in London to secure the best residential and commercial bridging loans. Whether you operate as an individual or business, we utilise the whole market to support you with a wide range of property finance.

Our expert team will connect you with the most suitable bridging loan brokers and lenders, helping you receive the finances you need to purchase your new property.

Bridging loan specialists in London

Looking for a bridging loan for residential or commercial property in London?

If you are on the hunt for a bridging loan to support your next property acquisition, then there are plenty of options to choose from. We understand that it can be confusing to decipher between the vast amounts of information out there. That is why our mission is to provide the most knowledgeable advice and personal service to clients based in London.

Whether you need development finance for a residential or commercial development project, bridging finance for a new property purchase, or support with your bridging loan application process, we can help.

Welcome to One, helping you secure bridging finance in London

London is globally renowned as an economic powerhouse and cultural epicentre. Its skyline, adorned with historic landmarks such as Buckingham Palace and St. Paul’s Cathedral and modern architecture like the Shard and the London Eye, is instantly recognisable. The capital attracts around 30 million tourists per year and its 9 million residents are a melting pot of traditions, nationalities and cultures.

London’s property market is as diverse and vibrant as its population. The range of properties across its 32 boroughs is vast, from the more affordable terraces and high-rises of East London, up-and-coming places like Brixton and Peckham to luxury neighbourhoods like Chelsea and Mayfair. This makes London very accessible to all kinds of investors and developers, with property to suit every budget and preference.

London’s property market is fiercely competitive and requires swift and informed decision-making to secure the best deals. Whether you are looking to invest in mixed-use property in trendy Shoreditch, develop historic homes in Wandsworth or create bespoke luxury homes in Kensington or Chelsea, you must be confident of securing fast and competitive funding.

At One Commercial Loans, we recognise the urgency inherent in London’s property market. Our experts are here to empower you with speedy and flexible financing solutions to help you embark on your next property venture. Get in touch with us today to access fast and competitive funding including bridging loans and auction finance.

What is a bridging loan?

Bridging loans are often used by an individual or business that needs access to short-term finance. The bridging loan or ‘bridge loan’ essentially bridges the gap between purchasing one property and completing the sale of another.

How much can I borrow?

The size of your bridging loan can vary depending on several factors and will differ between different bridging loan lenders, which is why talking to our experts can help you secure the best deal.

Various factors can alter the maximum loan size you can borrow, including the length of the bridging loan, individual lender criteria and your own personal circumstances. The loan-to-value (LTV) is also a key contributor to how much you can borrow. Most lenders will lend up to 75% of the property’s market value against which the loan is secured.

How long does it take to secure a bridging loan in London?

Bridging loans can take anywhere between 72 hours and three weeks to complete, although this can vary. The exact timeline will depend on the borrower’s individual circumstances and lender criteria.

As with any other type of finance, a bridging loan will require you to meet strict lender guidelines and provide plenty of information to ensure you are a trustworthy borrower.

By understanding your situation, our team can support you with various types of bridging loans and secure the perfect finance solution on time. We’ll ensure you receive expert advice and have all the necessary documentation to satisfy all parties involved.

Our bridging loan services in London

Whatever your situation, at One, we provide a range of residential and commercial bridging finance solutions tailored to you.

Auction loans

If you are looking to secure a residential or commercial property in London at auction, then our bridging finance solutions will help you meet the tight deadlines. While buying a property at auction can provide property developers with a thrill, it can also bring time pressure and stress.

In a competitive bidding environment, the support of our auction bridging loan services can make a huge difference.

Bad credit

We understand the concerns of securing funding with a complicated credit history, which is why we are helping clients in the London area secure bridging loans for bad credit.

Our access to specialist lenders and brokers who will understand your personal circumstances means that you can benefit from quick access to specialist bridging loans in London.

Large bridging loans

As a property developer or investor in London, you can secure a large bridging loan between £1 million and £25 million with the support of our large bridging loan service.

This type of bridging loan can be used for many purposes, such as acquiring land or property, developing, commercial funding, or supporting businesses with financial needs.

Residential bridging finance

If you are looking to purchase a residential property in London, then a residential bridging loan can help you secure your dream home while you are still waiting to sell your current property.

Residential bridging loans are also great for anyone looking to make a residential investment, such as a buy-to-let purchase.

Commercial bridging finance

Our commercial bridging loans offer clients fast and flexible finance for investing in commercial properties like hotels, shops or offices. They offer you the ability to invest in a high-value asset and grow a thriving business or property portfolio. With detailed market knowledge, our specialists can help you find the best deal for your commercial bridging loan.

Why choose One for specialist bridging in London?

Make your next property purchase in London a success. At One, our experienced team brings decades of industry knowledge, ensuring you have access to the most competitive bridging loans available.

Whether you are an experienced property investor or just starting out, we will find the most suitable loan for your individual needs and support you throughout the entire process.

Contact One today to find out how we can help you find the best bridging loan deal in London.

Bridging Knowledge & Guides

At One Commercial Loans we like to share our knowledge and expertise on a variety of finance and bridging topics. Please take a moment to read our blog and don’t forget to contact us if you need more help and advice!

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