Bridging Loans in Chippenham

If you are looking to invest in the residential or commercial property market in Chippenham, then a bridging loan could be a helpful tool. At One, we provide our clients with bridging finance solutions in Chippenham and the surrounding areas. We offer a personal service and a quick solution for your property-related finance. 

Contact our team today and find out how we can help you.

Looking for a bridging loan for residential or commercial property in Chippenham?

Steeped in history dating back to Saxon times, Chippenham is a vibrant market town with a mix of traditional streets and modern shopping centres. With well-maintained green areas like John Coles Park, a charming location along the River Avon, and easy access to the glorious Wiltshire countryside, Chippenham offers residents plenty of opportunities to get outside. Families also come here for the area’s excellent schools and higher education opportunities at Wiltshire College & University Centre.

Chippenham presents an abundance of opportunities for investors seeking promising returns in a stable market. Located near the M4 motorway, it is one of the most highly accessible places in Wiltshire, making it a popular choice with both home buyers and renters.

Commercial and residential bridging loans in Chippenham

The town has a wide range of properties, from large, prestigious character homes in Lacock and Allington to more affordable properties in Monkton Park and Pewsham, which are popular with first-time buyers. Property prices have risen steadily in recent years, with demand growing post-COVID, with more and more people seeking more spacious properties outside of major towns and cities.

The property market in Chippenham is competitive and fast-moving. To ensure you don’t miss out on the next big property investment opportunity, contact One. Our network of finance brokers can move quickly to find a competitive finance deal to meet your needs.

Welcome to One, helping you secure bridging finance in Chippenham

At One, we are property finance experts. With our extensive industry knowledge, property experience and network of brokers, we can support you throughout the finance process, guiding you to the best bridging loan deals in Chippenham.

Our dedicated team understands the value of time, which is why we pride ourselves on our customer service, ensuring you don’t miss out on the best opportunities. We aim to use a ‘one-stop-shop’ approach for bridging loans and property finance. At One, we provide personalised advice connecting you to the most experienced brokers, our team will support you every step of the way.

With years of hands-on experience in the Chippenham property market, we offer a personal service that fits your needs. Contact us today, and let’s secure the funds you need to facilitate your Chippenham property investment.

Bridging loan company in Chippenham

What is a bridging loan?

Bridging loans are often used by an individual or business that needs access to short-term finance. The bridging loan or ‘bridge loan’ essentially bridges the gap between purchasing one property and completing the sale of another.

How much can I borrow?

The size of your bridging loan can vary depending on several factors and will differ between different bridging loan lenders, which is why talking to our experts can help you secure the best deal.

Various factors can alter the maximum loan size you can borrow, including the length of the bridging loan, individual lender criteria and your own personal circumstances. The loan-to-value (LTV) is also a key contributor to how much you can borrow. Most lenders will lend up to 75% of the property’s market value against which the loan is secured.

How long does it take to secure a bridging loan in Chippenham?

Bridging loans can take anywhere between 72 hours and three weeks to complete, although this can vary. The exact timeline will depend on the borrower’s individual circumstances and lender criteria.

As with any other type of finance, a bridging loan will require you to meet strict lender guidelines and provide plenty of information to ensure you are a trustworthy borrower.

By understanding your situation, our team can support you with various types of bridging loans and secure the perfect finance solution on time. We’ll ensure you receive expert advice and have all the necessary documentation to satisfy all parties involved.

Our bridging loan services in Chippenham

Whatever your situation, at One, we provide a range of residential and commercial bridging finance solutions tailored to you.

Auction loans in Chippenham

If you are looking to secure a residential or commercial property in Chippenham at auction, then our bridging finance solutions will help you meet the tight deadlines. While buying a property at auction can provide property developers with a thrill, it can also bring time pressure and stress.

In a competitive bidding environment, the support of our auction bridging loan services can make a huge difference.

Bad credit in Chippenham

We understand the concerns of securing funding with a complicated credit history, which is why we are helping clients in the Chippenham area secure bridging loans for bad credit.

Our access to specialist lenders and brokers who will understand your personal circumstances means that you can benefit from quick access to specialist bridging loans in Chippenham.

Large bridging loans in Chippenham

As a property developer or investor in Chippenham, you can secure a large bridging loan between £1 million and £25 million with the support of our large bridging loan service.

This type of bridging loan can be used for many purposes, such as acquiring land or property, developing, commercial funding, or supporting businesses with financial needs.

Residential bridging finance in Chippenham

If you are looking to purchase a residential property in Chippenham, then a residential bridging loan can help you secure your dream home while you are still waiting to sell your current property.

Residential bridging loans are also great for anyone looking to make a residential investment, such as a buy-to-let purchase.

Commercial bridging finance in Chippenham

Our commercial bridging loans offer clients fast and flexible finance for investing in commercial properties like hotels, shops or offices. They offer you the ability to invest in a high-value asset and grow a thriving business or property portfolio. With detailed market knowledge, our specialists can help you find the best deal for your commercial bridging loan.

Why choose One for specialist bridging in Chippenham?

Make your next property purchase in Chippenham a success. At One, our experienced team brings decades of industry knowledge, ensuring you have access to the most competitive bridging loans available.

Whether you are an experienced property investor or just starting out, we will find the most suitable loan for your individual needs and support you throughout the entire process.

Contact One today to find out how we can help you find the best bridging loan deal in Chippenham.

Not in Chippenham? See our bridging loan services in Salisbury.

Bridging Knowledge & Guides

At One Commercial Loans we like to share our knowledge and expertise on a variety of finance and bridging topics. Please take a moment to read our blog and don’t forget to contact us if you need more help and advice!

Would you like no obligation expert advice?
Complete our quick contact form for a call back:

* indicates required fields

This field is for validation purposes and should be left unchanged.